How local law shapes access
This page applies to India unless a narrower rule is needed for your state, your payment trail or a court order. We may ask for extra checks before we act on a correction, deletion or access request, and we may keep a record where tax, dispute
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or fraud-control duties require it. For payment-linked actions, the same legal checks can apply to UPI, Paytm and PhonePe entries in your account history. If a rule changes what we can offer, the stricter rule applies until the text is updated. We do not promise access
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where local law does not allow it, and we will not ask you to use a route that conflicts with the rule set that applies to your account.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.